In this injury video, St. Louis Missouri accident lawyer K. Lindsay Rakers discusses the various types of automobile insurance available. Oftentimes, people realize after they have been in a car crash that they should have had better insurance coverage. Unfortunately, checking into your car insurance after a car accident is simply too late.

Injury attorney K. Lindsay Rakers encourages all individuals in Missouri and Illinois to speak to their insurance agent now. Make sure that you have MedPay (medical payments coverage) – which will protect you by paying a certain portion of your medical bills following a car crash. Also, make sure you have rental car coverage. Finally, make sure that you have UIM (underinsured motorist coverage). This coverage will protect you in the event that the at–fault driver (the driver that hit you or caused the car accident) wasn’t carrying enough insurance at the time of the crash. Most people assume that the other driver’s car insurance will pay for all medical bills, the property damage to the car and provide a rental car right away. This just isn’t always the case.

An experienced car accident injury attorney knows to push an injury case as quickly as possible. But there are sometimes uncontrollable delays. If you make sure you have MedPay coverage, rental car coverage and UIM coverage, you will be well on your way to ensuring that the proceedings following a car crash are easier on you.